At NEO Home Loans, we exist to empower you with financial literacy and help guide your journey to financial freedom.
Let's Talk*Washington Mortgage Rates Last Updated: 06/08/2023
Have you ever made a big decision but weren’t sure if you were getting the best advice? We want someone who understands our needs, but can also translate things into everyday language. It’s our philosophy that Good People deserve Great Advice.
I’m a teacher at heart. My goal is to guide you through an outstanding mortgage experience that’s more of a relationship than a transaction. I enjoy making complicated things easy to understand. Real estate and home ownership is an incredible opportunity in our area – getting the right team around you to make informed decisions can be life changing.
You can find my wife Kaylene and our FIVE kids hanging around Snohomish. We’re a little rowdy. When you’re ready to get started on a new loan – email, call, or text anytime!
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
Conventional LoansFHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
FHA LoansIf you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
VA LoansCurious about refinancing your home in Washington? Rates are historically low and now may be the right time to start saving money every month!
RefinancingNot sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
This guide has all the information you need to navigate the home buying process with ease.
We truly appreciate the opportunity to work with you on such an important financial transaction in your life and look forward to exceeding your expectations!
